MEDICARE ENROLLMENT 2026
Avoid a Late Enrollment Penalty.
Initial Enrollment Period Is.
Your 65th Birthday Plus.....
3 Months Before & 3 Months After Your 65th Birthday
Understanding the Medicare timeline is critical to avoiding lifetime late enrollment penalties. We track every deadline so you can make confident, timely decisions about your healthcare coverage.
No sign-up required · Up-to-date for 2026
MEDICARE SCHEDULE
Your Enrollment Timeline
Stay on top of critical Medicare dates. Missing a deadline can result in gaps in your coverage or late enrollment penalties.
JAN 1 - MAR 31
Open Enrollment Period
For those who missed their Initial Enrollment Period.
- Coverage starts the month after you sign up
- May include late enrollment penalties
Closed
VARIES
Special Enrollment Period
Triggered by qualifying life events like retirement or moving.
- Retiring and losing employer coverage
- Moving out of current plan's service area
Action Required
OCT 15 - DEC 7
Annual Enrollment Period
Make changes to your Medicare Advantage or Part D coverage.
- Join, switch, or drop plans
- Changes take effect January 1
Coming Soon
AROUND AGE 65
Initial Enrollment Period
Your first chance to sign up for Medicare Parts A and B.
7-month window around your 65th birthday
Sign up early to avoid gaps in coverage
Avoid Life Time Late Penalty
Ongoing
Verify Your Eligibility with a quick phone call.
Confused by the complex deadlines? Don't worry, we're here to help. Find out exactly when you can enroll and avoid lifetime late penalties with one phone call (903) 587-5959.
100% Free
Medicare Guidance & Support from Licensed Experts
Legacy Retirement 360
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